PMS (Portfolio Management Services) is a professional investment service where a portfolio manager manages your money individually according to your financial goals, risk appetite, and preferences.
👉 Simple meaning: Tailor-made investment management for high-value investors.
- Key Features of PMS
- Customized portfolio (direct ownership of shares, not pooled like mutual funds)
- Managed by SEBI-registered professionals
- Minimum investment (₹50 lakh)
- Can include equity, debt, derivatives, or other assets
- Types of PMS
|
Type |
Description |
|---|---|
|
Discretionary PMS |
Manager makes all investment decisions |
|
Non-Discretionary PMS |
Manager advises, investor approves decisions |
|
Advisory PMS |
Manager only gives advice; investor executes |
- PMS vs Mutual Fund
|
Basis |
PMS |
Mutual Fund |
|---|---|---|
|
Portfolio |
Customized |
Pooled |
|
Minimum Investment |
High (₹50 lakh) |
Low (₹500–₹1,000) |
|
Management |
Personalized |
Standard for all investors |
|
Risk & Return |
Higher potential |
Moderate to high based on fund type |
Pros and Cons
- Pros: High customization, professional management, and potential for high returns through concentrated bets.
- Cons: High minimum investment, higher fees, lower tax efficiency, and higher risks due to concentration.
For more details , you may feel free to contact Pentad Securities Private Limited or call us @808 907 4445
To open account –
👉Click on https://kyc.pentadsecurities.com/pentad/individual_new
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